Insurance in Florida Home Insurance, Car Insurance and Commercial Insurance
Home Insurance in Florida
A house is probably the most expensive purchase you will ever make. Homeowners insurance is therefore essential to protecting your investment against the possibility of calamity and the ensuing financial disaster.
You merely buy a house but you can lose your home and Univista Insurance recognizes the difference.
Your home consists of more than just your house. A home includes the things and structures in your yard, the equipment in your garage, the vase and photos on the dining room table. Univista home insurance allows you
to protect every part of your home and allows you to enjoy a greater sense of security.
Any mortgage company will require that you carry adequate insurance in order to satisfy their loan amount. A Florida homeowner insurance policy not only protects your home and contents against fire, theft, natural disasters and many unforeseen damages, it also contains liability coverage for injury or damage that may be caused to others on your property. A well planned homeowner insurance policy will also allow for the payment of rent and other expenses incurred while you are unable to live in your home.
Get a free insurance quote from Florida home insurance provider UniVista Insurance.
Auto Insurance in Florida
UniVista Insurance has become one of the fastest growing independent insurance agencies in South Florida. This has been possible due to the high quality levels of customer service provided, professionalism and knowledge of our employees and the excellent discounts offered on auto insurance throughout Florida! UniVista Insurance has revolutionized the way insurance is sold in Florida, offering great prices with prestigious insurance companies and no upfront fees. A solid area of specialization for UniVista is without a doubt car insurance.
The State of Florida has minimum car insurance requirements for owners of cars, motorcycles, and other vehicles. Many consumers do not realize they must meet the minimum insurance requirements even when all they have in their name is a vehicle license plate or tag and do not have physical possession of a vehicle in and of itself. These minimum state insurance requirements are Personal Injury Protection and Property Damage coverages. State required limits are $10,000 per person for Personal Injury Protection (PIP) and $10,000 per accident for Property Damage (PD). Also known as No Fault coverage, PIP protects motorists and passengers when they are injured in an automobile accident.
UniVista Insurance agents will closely review your prior or existing coverage in order to determine if you are adequately insured based on your individual needs. You do not want to be involved in an accident only to find out you do not have the coverage you need to minimize unforeseen out of pocket expenses that accidents always cause. Whether you bought your car brand new or leased it or bought a used car, UniVista Insurance will help you build an insurance policy that includes the coverage you need. You may be required to have GAP insurance which will help pay off outstanding loans in the event the vehicle is a total loss beyond repair. With products exclusively available through UniVista, let one of our licensed agents
help you select the best insurance coverage package for your needs and that meet your budget. Get a free insurance quote today from Florida auto insurance provider Univista Insurance.
Commercial Insurance in Florida
Commercial insurance liability and professional liability coverage may consider a great variety of insurances, such as auto insurance (commercial insurance vehicle) for fleet vehicles, general liability insurance, commercial property insurance (condominiums, large buildings, warehouses, etc.), products liability, directors and officers liability insurance, etc.
Employers also have a legal responsibility to make the workplace safe for their employees. However, accidents do happen, even when every reasonable safety and accident prevention measure has been taken.
In order to better protect employers from lawsuits which may result from workplace accidents and to provide medical care and compensation for lost income to employees which may be hurt in workplace accidents, businesses may be required to buy worker’s compensation insurance.
Insurances for small business are affordable and a good solution to protect your business. We provide all kind of commercial insurances to guarantee an optimal coverage and protection for your employees, belongings and properties.
Univista is ready to assist you in identifying all your potential commercial and professional coverage needs. Please contact us for additional information.
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